Vector North Capital

Portfolio

A Family of Companies

We build and grow businesses across consumer finance and debt resolution — each focused on helping people move forward.

Our Companies

Built to last, built to help

From a live, established platform to ventures in active development, every company shares the same long-term mindset.

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Live

Consumer Debt Settlement

Pro-Settle

Settle your debt for less.

Pro-Settle gives people a clear, supported path out of debt — negotiating directly with creditors to reduce balances and replace overwhelming payments with a single, manageable program. It is the most established company in our portfolio and is live today.

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In Development

AI Settlement Platform

SettlFi

Resolve financial disputes — without litigation.

SettlFi runs both parties through a secure, confidential negotiation engine — each side submits figures privately, and when they fall within a pre-agreed threshold the platform auto-settles at the midpoint and generates a formal settlement memo instantly. When automated rounds reach their limit, an AI Mediation assistant facilitates a structured private dialogue and proposes a reasoned settlement. It works for any dispute resolvable through payment — unpaid invoices, contract disagreements, insurance claims, debt recovery, and professional fee disputes — across both consumer and commercial contexts.

Coming soon
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In Development

Personal Finance Platform

DebtYeti

Get out of debt — and stay out.

DebtYeti is a digital personal finance platform built for the DIY generation — everything you need to get out of debt in one place, without the cost or complexity of traditional financial advisors. It combines AI-assisted debt tracking and payoff planning, a comprehensive financial coaching course, settlement tools, and credit monitoring, all guided by a simple philosophy: with the right tools and knowledge, anyone can build a real plan to get out of debt and stay out. Tiered memberships and on-demand education serve the 66% of Americans living paycheck to paycheck, while a partner program lets independent financial coaches deliver branded services through the platform.

Coming soon
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In Development

Online Dispute Resolution

Trucely

Resolve complaints before they become reviews.

Trucely helps sellers resolve customer complaints before they become public reviews. Merchants display a portable Trucely Trust Seal; when a customer has a problem, one click opens a guided complaint flow that takes under five minutes with no account required. Both sides then negotiate asynchronously on a secure case page — supported by AI-assisted drafting and precedent-based suggestions — and unresolved cases can escalate to an AI arbitration engine or a certified human mediator. By integrating with Google, Trustpilot, and Yelp, Trucely intercepts the impulse to post a negative review and redirects customers toward resolution first, then invites a fresh public review once the issue is settled.

Coming soon

Spotlight · Live Now

Pro-Settle

Settle your debt for less.

Pro-Settle gives people a clear, supported path out of debt — negotiating directly with creditors to reduce balances and replace overwhelming payments with a single, manageable program. It is the most established company in our portfolio and is live today.

Visit Pro-Settle
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Consumer Debt Settlement

A debt settlement platform helping everyday consumers negotiate and resolve unsecured debt for less than they owe.

Featured Company

SettlFi

Resolve financial disputes — without litigation.

SettlFi runs both parties through a secure, confidential negotiation engine — each side submits figures privately, and when they fall within a pre-agreed threshold the platform auto-settles at the midpoint and generates a formal settlement memo instantly. When automated rounds reach their limit, an AI Mediation assistant facilitates a structured private dialogue and proposes a reasoned settlement. It works for any dispute resolvable through payment — unpaid invoices, contract disagreements, insurance claims, debt recovery, and professional fee disputes — across both consumer and commercial contexts.

In Development

Core Capabilities

  • Confidential multi-round negotiation with automatic settlement detection
  • AI Strategy Coach — private, per-party bid guidance before every round
  • AI Mediation — structured dialogue and a settlement proposal when rounds are exhausted
  • Instant settlement memo generation upon resolution
  • Document upload to support and substantiate claims
  • Configurable settlement thresholds by percentage or fixed amount
  • Multi-currency support

Featured Company

DebtYeti

Get out of debt — and stay out.

DebtYeti is a digital personal finance platform built for the DIY generation — everything you need to get out of debt in one place, without the cost or complexity of traditional financial advisors. It combines AI-assisted debt tracking and payoff planning, a comprehensive financial coaching course, settlement tools, and credit monitoring, all guided by a simple philosophy: with the right tools and knowledge, anyone can build a real plan to get out of debt and stay out. Tiered memberships and on-demand education serve the 66% of Americans living paycheck to paycheck, while a partner program lets independent financial coaches deliver branded services through the platform.

In Development

Core Capabilities

  • AI-assisted debt tracking and payoff planning
  • Comprehensive financial coaching course
  • Built-in debt settlement tools
  • Credit monitoring
  • On-demand financial education
  • Tiered membership plans
  • Partner program for independent financial coaches to deliver branded services
  • Community support for accountability and motivation

Featured Company

Trucely

Resolve complaints before they become reviews.

Trucely helps sellers resolve customer complaints before they become public reviews. Merchants display a portable Trucely Trust Seal; when a customer has a problem, one click opens a guided complaint flow that takes under five minutes with no account required. Both sides then negotiate asynchronously on a secure case page — supported by AI-assisted drafting and precedent-based suggestions — and unresolved cases can escalate to an AI arbitration engine or a certified human mediator. By integrating with Google, Trustpilot, and Yelp, Trucely intercepts the impulse to post a negative review and redirects customers toward resolution first, then invites a fresh public review once the issue is settled.

In Development

Core Capabilities

  • Portable Trust Seal badge for websites, marketplace listings, and email
  • Guided complaint flow in under five minutes — no account required
  • Asynchronous negotiation on a secure, shared case page
  • AI-assisted drafting and precedent-based outcome suggestions
  • Escalation to AI arbitration, or a certified human mediator on higher tiers
  • Integrations with Google Business Profile, Trustpilot, and Yelp
  • Negative-review interception that redirects customers to resolution first
  • Volume-based SaaS pricing, from a free plan to enterprise

In Development

More on the way

SettlFi, DebtYeti, Trucely are currently in active development. We are always building and evaluating new opportunities to grow exceptional businesses.

Want to build with us?

Whether you are an operator, an advisor, or a potential partner, we are always glad to connect with people who care about building enduring companies.